The Advantage That Richard Liu Qiangdong Had By Possessing Some Skills in Computer Programming

 

Despite having grand ambitions of joining the helm of the political class in China, Richard Liu Qiangdong’s dreams were shuttered by the high unemployment rate in his home country. This was after he had completed his college education at the People’s University of Beijing and found that there were no employment opportunities that were readily available to absorb him.

An interview called “An Insight, An Idea” sits down with Richard Liu to discuss his career and how he has transformed the retail industry. His company JD.com is now one of the largest retailers in all of China and it has been very successful.

Like any other young school leaver, Richard Liu Qiangdong had no idea that he would become the prominent businessperson that he is today. After completion and staying for a while without any invitation for employment, he decided that he would start a business, which would sustain his needs and those of his fiancé, whom he had found a few years earlier. He began a restaurant business using some money that he had saved while in campus, together with a loan that he took from his family’s business. See This Article for more information.

Unfortunately, the hotel business never turned out as he had expected. It kicked off with a considerable loss, which persuaded the closure of the firm. He was left with a lot of debt that he had accumulated from the time he established the restaurant to the point at which the business collapsed. Things turned out very rough on him, but he never despaired. Liu believed that he had a lot more to achieve in life and hence he decided to try another venture.

During his college life, Richard Liu Qiangdong had obtained some computer programming skills, which he had enhanced by solving programming challenges for his fellow students at a small charge. These were the skills that he decided that he would try to invest and see whether things would be better for him. He opened a store that he would use to supply technology software and hardware for the tech clients in Beijing. This shop thrived very well to the extent that he decided to open some branches in the city and also in other parts of the country.

The business remained physical until in 2003 after the outbreak of SARS. This outbreak adversely affected the production of the firm, and hence Richard Liu Qiangdong decided to transform the store into an online store. He also renamed it from JingDong to become JD.Com.

 

Related information about Liu on http://www.dcvelocity.com/articles/20181018-jd-com-unveils-plans-to-study-underground-urban-fulfillment-network/

 

GreenSky delivers prime borrowers to lenders on silver platter

GreenSky credit has become one of the most successful companies within the world of fintech. And it has done this through creating huge value for all of the parties to its transactions.

The company was founded in 2006 by David Zalik, a serial entrepreneur who had been working with some of the biggest companies in the home improvement space. Zalik saw a golden opportunity in the niche market of high-end home remodeling projects. Many of these projects cost in the high-five- to low-six-figure range. And this meant that the vast majority of customers who were looking to carry these projects out were prime to ultra-prime borrowers, with many customers having FICO scores of 800 points or higher.

Putting it together

Zalik knew that these customers would make ideal borrowers for a number of the largest lenders in the nation. In fact, because he had extensive knowledge of the banking industry, Zalik correctly foresaw that he would be able to easily convince some of the largest lenders in the country to partner with him and loan money to these borrowers. He also knew that he would be able to negotiate loan terms that were among the best in the business due to the fact that he would be able to bring his lending partners huge volumes of business.

This turned out to be right. GreenSky now partners with some of the largest and most trusted lenders in the country, including Fifth-Third Bancorp, Region’s Bank and Sun Trust. The company is able to loan amounts of up to six figures on incredible terms. GreenSky loans usually require no payments or interest for the first full year. After that, rates can kick up as high as to 18 percent. But the vast majority of GreenSky customers pay off their loans before the higher rates ever kick in.

At the same time, the company’s customers get a fantastic value by being able to finish their home improvement projects, which often add far more to the value of their homes than the projects themselves cost.

https://www.marketwatch.com/story/greensky-ipo-5-things-to-know-about-the-company-seeking-to-end-fintech-ipo-lull-2018-05-21

Richard Liu Qiangdong: A Company That Consumers Can Trust

 

There is an interview with Weforum.org featuring well-known businessman Richard Liu and his interviewer David Rubenstein. In this interview, they talk about the creation of Richard Liu Qiangdong’s company Jingdong Mall, or as it is more commonly known JD.com. The success that Liu has seen in the world of business has been something that is mildly unprecedented. He has grown his company from absolutely nothing to one of the go-to retailers for Chinese customers. This interview was an attempt to shed light on the business practices that he feels have been most beneficial to his development.

One of the most serious questions that David Rubenstein asks Richard Liu Qiangdong about is his previous failures in the industry. While some people look at failures as a low point in their life, it is common for successful businessmen to review these failures as an opportunity to learn. Richard Liu explains to David Rubenstein that he believes that his opportunity with a restaurant as a student was one of those times. He explains that the failure of that business was due to the fact that he was unprepared for the role and did not have the necessary time to meet all of its business obligations. Get More Information Here

Jingdong Mall was a completely different situation. He started it as a small electronics company and moved it to an online business when SARS became a huge problem in China. The online business was very successful. Jingdong Mall had been doing really well as a physical entity but JD.com saw widespread permeation. People all over China were looking to JD.com to meet their retail needs. It became apparent to Richard Liu very quickly that he would need to expand the products that they offer.

One of the reasons why JD.com was so popular was because they offered something that other companies in 2004 did not, peace of mind about their products. A lot of products at the time were coming in to customers as counterfeits and they did not trust online companies. JD Mall changed that sentiment and began offering more widespread products. Richard Liu believes that is one of the cornerstones of the company’s success, creating a trust-bond with the consumers.

 

View source: https://www.forbes.com/profile/liu-qiangdong/#711217232c0d

 

Shervin Pishevar says Dow Jones may still give up all gains since 2017

The stock market has provided investors with a wild ride throughout the first half of 2018. At the beginning of the year, a huge correction sent stocks plummeting and ended one of the longest and steepest stock market rallies in the history of finance. But the market has so-far recovered to near all-time highs. Whether or not it will be able to continue this rally throughout the short term is a matter of speculation. But there is little doubt that there are some serious underlying economic questions that could adversely affect the long-term prospects of U.S. equities.

Shervin Pishevar, one of the most successful venture capitalists in the tech sector, has long been sober voice regarding the future of American stock prices. Shervin Pishevar believes that there is a strong chance that a confluence of negative economic trends could conspire to push stock prices back to where they were at the beginning of 2017, perhaps even lower.

One of the factors that Shervin Pishevar cites is the careless expansionary monetary policies of the Federal Reserve. He believes that the current stock valuations, which include some of the most elevated P/E ratios in the history of the stock market, have been fueled by the wide expansion of the money supply and the availability of historically cheap credit. In some cases, says Shervin Pishevar, real interest rates have actually gone negative. This has led to many companies using this virtually free money to borrow in order to buy back their own stock. Pishevar says that if stock buybacks were removed from the total current market cap, the stock market would experience a near-instantaneous and severe crash.

Another factor that Pishevar cites is the fact that consumers are stretched ever thinner in their finances. He points to the many bankruptcies of retail outlets, not solely as indicating the dominance of Amazon but also as an indicator that American consumers simply have less disposable income.

Eventually, he says, this lack of consumer spending power is going to get factored into the prices of the companies that rely on this consumer spending for their livelihood.

https://medium.com/@shervin

InnovaCare Health: The Dedication of the Management Team under Dr. Richard Shinto

There is no doubt that InnovaCare is challenging the way that people see managed care and medical insurance. Since they were first formed in 2012 the level of service that they offer to their clients is unmatched. The formation of this company is something that was hard one by Dr. Richard Shinto. Dr. Richard Shinto began his crusade towards a more integrated managed-care network in 1998. He took his ideas about insurance and managed care to the North American Medical Management (NAMM) organization located in California. This was his first step towards lending his medical training towards this type of business. In 2003 NAMM began expanding when they cultivated a partnership with an entity called The Straus Group. The Straus Group gave NAMM a chance to really expand their area in the United States. People all over the country were benefiting from their unique brand of integrative care. 2012 could not come fast enough. InnovaCare opened its doors after a much-anticipated separation from the NAMM structure. They are now extremely successful in both the mainland US market and Puerto Rico.

 

Dr. Richard Shinto is something else. His tenacity helped form InnovaCare. That tenacity has been part of his personality for many years. He earned a medical diploma from the State University of New York at Stony Brook. This was where he gained the foundational knowledge necessary to be an effective member of InnovaCare’s management team. The other opportunity that he had to expand his knowledge was at the University of Redlands where he earned an MBA. This helps solidify his future as a powerful healthcare executive that fought for the good of his clients. His work is so touching that he has even become an awarded member for the top 25 minority executives in the entire healthcare industry.  For more details you can visit openminds.com

 

While Dr. Richard Shinto is well known as the face of InnovaCare, Penelope Kokkinides is a major contributor to the day-to-day operations. She has served as Chief Administrative Officer for the company since 2015. One of the reasons why she is so effective in this role is because she uses her real-world and educational experience to inform her decisions. Uses her degree in biological sciences, public health, substance abuse, and social work to create a better understanding of the world as their clients see it. One of the reasons why InnovaCare has become so successful is because they take the time to recruit leadership members that are as dedicated as Penelope Kokkinides. To see more you can visit prnewswire.com

 

 

Reference: https://ideamensch.com/penelope-kokkinides/

 

Gregory Aziz: National Steel Car Making Success Work

 

National steel car is known for its railcar parts and components that they offer to many different businesses. They provide quality, value, various selections and adequate service many in the industry need are looking for. It all started back in 1912 with six entrepreneurs from the Ontario area got together and started what was called Imperial Car company. It didn’t take long within a month, the company change its name to the National Steel Car company.

They made a business in which steel freight cars rolled off the assembly line and continued to go for nearly 100 years. The leader of the current business, Greg Aziz, has continued to bring his experience and insights to the company that has kept the it at a successful pace all these years. His background is heavily in manufacturing and engineering. Gregory J Aziz’s guidance and direction has led National Steel Car’s reputation as one of North America’s leading railroad freight manufacturers. Greg Aziz has stated many times that the cornerstone of their company is certainly their people. As chairman, Gregory J Aziz also takes on the role CEO and President. He’s acquired several years in the investment banking industry during the 1980s and 90s in New York. At this time, he was able to organize the acquisition of National Steel car back in 1994 from the Dofasco. Gregory J Aziz has helped the company to steer towards meeting their goal of transforming the industry by providing top quality railcars that from highly skilled employees. National steel car has a reputation regarding its team building and investment in human capital. Find More Information Here.

Since its inception, the business has expanded its manufacturing from nearly 3,500 cars annually to 12,000 cars by the year 1999. Employment at the business also grew during the same time from approximately 600 to nearly 3,000 workers. This has afforded them to lead the market as a new car innovator and help build thousands of quality railroad freight cars each year.

In addition to servicing companies that need their products, National Steel Car has made a commitment to the Hamilton community Opera, Theatre Aquarius, the Salvation Army, The United Way and many surrounding charities. Greg Aziz states that they are constantly changing themselves to better serve their clients. He continues saying that they are consistently raising the bar and have learned to focus on their strengths to provide efficiency in the rail industry. The company has a deep sense of purpose that lives by serious core values.

More about Aziz on https://www.behance.net/greg-aziz

 

Live A Century With Dr. Dov Rand

There are a few healthy aging medical specialists as prestigious as Dr. Dov Rand. With over 20 years of experience he is able to efficiently cater to his patient’s needs. Partaking in studies at the Albert Einstein College of Medicine, Saint Barnabas Medical Center as well as Howard University College of Medicine has had a lasting impact on him. He is well educated in a wide array of medical care. All of his procedures and practices are based on evidence based support. Dr. Dov Rand believes that every patient should feel comfortable with their healthcare provider and he aims to do so. He engages with his patients and meets them where they are at, health wise. As a compassionate doctor he tactfully works with each person and assists them in reaching their well-being aspirations. He is regarded by many as the doctor’s-doctor, and optimizes health needs starting with his own. Understanding that there are many branches on the tree of health, he leads by example and lives an active and healthy lifestyle. Including all the various aspects of health is vital, he stresses this to patients. This is important because as a patient you want to feel at ease seeing that your doctor partakes in the health recommendations that he gives you. Dr. Dov Rand has been a premier specialist in the world of medicine for elderly aging patients. Among the numerous medical services he provides, some are: depression, weight gain or loss, insomnia, menopause and digestive problems to name a few. As a leader in customized medicine Dr. Dov Rand formulates treatment plans that immediately begins to help the patient no matter what the issue may be. He offers various therapies, supplements, and supportive services. However he expresses that eating the proper foods and maintaining a healthy diet can help expedite desired results. Combining the proper diet with bio-identical hormones and regular exercise can prove to be extremely supportive of the aging patient. Too many times he has seen elderly people sacrificing the activities they enjoy the most because of deteriorating health. His goal is to help these patients get a new lease on life and regain their sound health in all areas.

 

 

The Important Values Of Perry Mandera And Custom Companies

Perry Mandera has gone from a United States Marine to a United States successful entrepreneur. His road to success has not been one of ease. His training in the military alone was a challenging experience for him. It is also statistically known that many who attempt to become successful entrepreneurs fail. The strength of character and selfless heart that guided him to become a Marine is what led him to know success in the civilian world.

 

Perry Mandera is the CEO and founder of Custom Companies. The Custom Companies is a company that focuses primarily on logistics and transportation. The skills necessary to lead a company such as this one are not easily learned. Fortunately, Perry managed to learn the skills necessary for his companies success from his time in the military. While he served as a Marine, he was responsible for the transportation of troops and supplies. Skills that he later went on to apply in the civilian life so that his company could thrive.

 

Custom Companies has been around for 42 years and continues grow. A company must have reliable leadership in order to survive and thrive for as long as Custom Companies has been around. The values that were learned by Perry Mandera throughout his lifetime have been essential in the success and constant improvement of his company. Perry Mandera is dependent on the ability of his employees to clearly communicate.

 

Communication, motivation, selfless service, trust, and generosity are only a few of many values that Perry hold true to his nature. Perry Mandera has not forgotten to give back. Even though his company has achieved success, he has not let that get to his head. Perry gives back to the community by helping families in need and by supporting local sports teams. He helps kids get uniforms and even finances their travels so that the children get to experience the best things in life.

 

Perry Mandera has been recognized as top 100 transportation executives in America. He received this honor by the Illinois Transportation Association (ITA) in the year 2000. Perry Mandera is just plain awesome.

 

 

Shipping with Custom Companies

Custom Companies, a transport company founded in 1986 and is based out of Chicago. The company started with the vision “to provide broad base of Transportation Solutions under one roof for customers.” The company prides itself in meeting the customer’s requirements along with providing safe, reliable and prompt quality. They provide domestic and international freight forwarding to the North America region. They also provide a web based service that customers can use to track orders, request shipping along with other shipping needs. They also have pride in their quality and even try to exceed their ISO 9001:2008.

Custom Companies offers its customers with on time shipping by offering a variety of shipping methods. Some of the transport methods they offer is, temperature-controlled freight, air ride trucks, dry-van, and even flatbed shipping. They are keen on providing a rapid response and being flexible with the customer whether a Fortune 500 or a smaller local company. The company also implements a dock management system that utilizes the shipment’s bar code and routes it to the correct shipping zip code.

With Custom Companies they pride themselves with their quality. They want to insure that the package is delivered safely and on time. The even offer insurance for your package in case something happens during shipment. They also make it easy for the customer to contact them because they are open 24 hours 7 days a week.

Custom Companies prides itself with its web based content that it provides to the customer. The site allows the customer get detailed tracking in real time, allowing the customer know when they can expect the package to arrive. For business the site allows for bill handling of their account and quote requesting for shipments. The site also mentions what makes them better with what types of technology they offer with their shipping. The site offers FAQ’s for people who are curious about what they do and what they offer.

 

 

Stansberry Research: Investment Research Publications

Overview

 

Stansberry Research is an American publishing company, privately owned, with the central hub of operations in Baltimore, Maryland. Satellite locations are in Florida, Oregon, and California. The research business focuses on investment research. They offer a product research line to all customers. Their product lines include monthly and twice-monthly newsletters with financial information and advice provided. Typical investment topics include natural resources, power, and oil advice, to name a few.

 

Background

 

In 1999, Stansberry Research began its publishing company and independent research business. The company’s founder, Frank Porter Stansberry serves as editorial director, along with writing editorial articles. Many of his editorial articles cover auto bailouts and many other controversial writings.

 

Investment Advisors

 

Before founding Stansberry Research, Frank Stansberry was the first United State’s writer to edit The Fleet Street Letter, considered the oldest financial newsletter in the English language.

 

Stansberry Publications

 

True Wealth

 

True Wealth launched in 2001. This publication is Stansberry’s research publication on financial strategy, founded and edited by Steve Sjuggerud, one of Stansberry’s financial advisors.

 

Safe Strategies For Financial Freedom

 

Safe Strategies For Financial Freedom, a Stansberry publication was published and co-authorized by Stansberry analyst, Steve Sjuggerud.

 

David Eifrig

 

David Eifrig writes routine articles for the Stansberry research newsletter, Daily Wealth. Eifrig completed all the editing on Retirement Millionaire, a Stansberry publication. Eifrig wrote the financial book for Stansberry Research, The Doctor’s Protocol Field Manual and High Income Retirement: How to Earn 12% to 29% Income Streams to Your Savings.

 

S & A Resource Report

 

The S & A Resource Report centers on natural resources, precious metals, and energy investments. Matt Badali is the editor of the S & A Report and joined Stansberry Research in 2005. His credentials include a bachelor of science and a masters in Geology. Matt Badali earned his bachelors at Penn State University and his masters at Florida Atlantic University.

 

Extreme Valve

 

Extreme Valve, another Stansberry newsletter publication, focus on proven stocks, and ethical businesses. Don Ferris has been with Stansberry Research since 2002. In July 2014, Don Ferris wrote the book, World Dominating Dividend Growers: Income Streams That Never Go Down. His book was published by Stansberry Research.

Summary

Stansberry Research offers a 30-day trial to all its customers. Contact their website for further information.