GreenSky credit has become one of the most successful companies within the world of fintech. And it has done this through creating huge value for all of the parties to its transactions.
The company was founded in 2006 by David Zalik, a serial entrepreneur who had been working with some of the biggest companies in the home improvement space. Zalik saw a golden opportunity in the niche market of high-end home remodeling projects. Many of these projects cost in the high-five- to low-six-figure range. And this meant that the vast majority of customers who were looking to carry these projects out were prime to ultra-prime borrowers, with many customers having FICO scores of 800 points or higher.
Putting it together
Zalik knew that these customers would make ideal borrowers for a number of the largest lenders in the nation. In fact, because he had extensive knowledge of the banking industry, Zalik correctly foresaw that he would be able to easily convince some of the largest lenders in the country to partner with him and loan money to these borrowers. He also knew that he would be able to negotiate loan terms that were among the best in the business due to the fact that he would be able to bring his lending partners huge volumes of business.
This turned out to be right. GreenSky now partners with some of the largest and most trusted lendersin the country, including Fifth-Third Bancorp, Region’s Bank and Sun Trust. The company is able to loan amounts of up to six figures on incredible terms.GreenSky loans usually require no payments or interest for the first full year. After that, rates can kick up as high as to 18 percent. But the vast majority of GreenSky customers pay off their loans before the higher rates ever kick in.
At the same time, the company’s customers get a fantastic value by being able to finish their home improvement projects, which often add far more to the value of their homes than the projects themselves cost.
Sebastian Copeland is a photographer, filmmaker, extreme athlete and environmental activist who dreamed of tackling a Polar Expedition since he was a child. Reading about the exploration of the Polar regions piqued an interest that carried through into his adult years. Once Sebastian focused on turning his dreams into reality, he knew he needed to focus on his training to achieve a successful result.
Starting with sound nutrition was critical. He knew his body would not be able to stand against the rigors of a harsh polar environment. Being able to overcome adverse conditions was the top priority, so training began to improve stamina, muscle strength, cardiovascular performance and mental attitude. Part of Sebastian’s diet included Herbalife products.
During training, he used Herbalife 24 Prolong. Sebastian found this powdered supplement to be flavorful and easy to ingest. Herbalife 24 Prolong is a blend of maltodextrin and low-glycemic fructose which facilitates the utilization of carbohydrates helps reduce muscle breakdown during exercise and helps the body maintain a good environment for proper muscle contraction. It also has 500% daily value of Vitamin C for scavenging cell-damaging free radicals and B Vitamins to support carbohydrate metabolism. Incorporating Herbalife 24 into his training program was easy and effective, helping him to reach his goal to be in top physical and mental form for the challenge ahead.
Out on the ice and snow during his expedition he had to pull 200 to 400 pounds of gear on a sled behind him. Having to traverse these snowfields eight to 13 hours per day, Copeland found using the Herbalife 24 shakes while on the trail kept him energized and alert. The exertion on his body pushed him to his limits, but his training and prep work kept his stamina up so he could finish his expedition. Now he travels to the polar regions regularly, filming stories, providing immersive experiences for children and adults alike and bringing awareness of the environmental issues facing the polar regions today.
With the number of patients increasing each year, there is a need for quality and reliable healthcare service providers. InnovaCare Health has strongly come out as one of the providers of healthcare services that the patients are looking for.
The kind of healthcare services InnovaCare provides are high-quality and combined with progressive technology. Physician services and Medicare plans are some of the services you can get from this company. The company has the headquarter offices based in New Jersey. InnovaCare Health has an organized way of prioritizing patients’ needs since it believes patients are crucial.
InnovaCare has a dedicated team and strong leadership that help the company to grow and thrive.
The main aim of the company is to come up with an accurate and effective healthcare solution. If this is not achieved, the company would feel it has lost its primary mission in the health industry. Patients have different health needs and meeting them is one of the greatest things the company takes pride in. InnovaCare Health is keen on ensuring the relationship between the patients and healthcare provider is warm. This happens because the company first identifies the needs of the patients before it establishes its subsidiary programs on health matters. It looks forward to seeing all parties winning in every situation.
Rick Shinto and Penelope Kokkinides are some of the top management individuals you find in InnovaCare Health. Rick is the President and also the CEO of this company. His experience is healthcare services runs for over 20 years in the healthcare field. Some of the company doctors, Rick used to work for before he joined InnovaCare include Medical Pathways Management, PMC Medicare, and MMM healthcare. He happened to be the CEO of a California-based NAMM firm. Rick is a reputable author of many briefs and articles on health and changes the health industry has experienced. He is the mind behind the medical provider network that is widely established in Puerto Rico.
Penelope is the InnovaCare Health Chief Administrative Officer. At Aveta Incorporation, Penelope has been a vice president and Chief Operations Officer. She has been in the health industry for 20 years or more and her experience is great. Her knowledge and expertise in healthcare processes and clinical programs are ample. She has worked in other companies, which include AmerChoice, Touchstone Healthcare, and Centerlight HealthCare. Penelope has a bachelor’s degree in Biological Sciences from Binghamton University and a Social Work Master’s degree from New York University. In her ideamensch interview, Penelope says that teamwork brings unique ideas to an organization or company.