Ted Bauman Focuses A Large Portion Of His Professional Life On Giving Advice To People Regarding Asset Protection:

In 2013, renowned financial publishing house Banyan Hill Publishing added the expert editorial skills of Ted Bauman to its roster of industry professionals. Ted Bauman lives in Atlanta, Georgia and has expertise in the areas of low-risk investment strategies as well as asset protection among other areas that he specializes in. A large portion of Ted’s professional life has been spent focusing on helping people build toward obtaining financial sovereignty through the method of gathering the resources that they need in order to accomplish this task.

The Maryland native spent a large portion of his adult life in South Africa where he worked in a variety of different roles that included fund management for housing projects. In his Banyan Hill Publishing role, Ted Bauman really relishes the chance to write on a daily basis. His focus is on the essential topics that can really help his readers with attaining the personal financial sovereignty that they seek. Ted also loves the chance to turn what might normally be seen as dry and boring topics, such as asset protection or finance, and turn them into an interesting narrative that people can gain valuable meaning from.


The asset protection topic really is one that Ted focuses on quite significantly in his writing. A major question that he likes his readers to consider is whether or not their assets can survive a major disaster. Ted Bauman offers up a list of five points that he thinks his readers should keep in mind in order to ensure that their wealth is protected. The first one is to have a home safe in order to keep prized and expensive valuables. He also reminds people that you should never hold all of your prized assets in the same place. His second recommendation is to have a safe-deposit box located in your bank because this is a great place to store your liquid assets. Ted Bauman also recommends having a safe-deposit box in a foreign bank as well. These kinds of boxes that are held in places like Switzerland are safe from government confiscation. His fourth suggestion is to have an independent vault located in the United States because they are not government regulated. His last point is to have an independent vault located in a foreign country. This is an even better option because it is not subject to IRS requirements. Ted Bauman Explains 3 Possible Stock Market Crash Outcomes

Jed McCaleb has the Answers: Stellar and the Financial Service Industry

Cryptocurrencies, something that was previously only seen in science fiction movies, are finally becoming a thing of the present, but it seems a lot of people don’t quite know what to do with this technologies. There are companies that use crypto to trade stocks, there are companies that use it to conduct transactions for virtual goods, and there is Stellar, a company that is bringing positive change to under developed countries.

Jed McCaleb believes he knows exactly where the future of cryptocurrency is heading: the banking industry. As the CTO of Stellar, Jed McCaleb has tweaked and experimented with blockchain technology to create what Stellar is today. Stellar is a non-profit organization, and in the few short years since its creation has brought incredible change to under developed countries. Stellar has made it possible to have banking services in countries like Nigeria, where Stellar has made it possible for 300,000 residents to make use of a transaction service.

Stellar is able to bring these types of services to these parts of the world for a few different reasons. Stellar uses blockchain technology. This open source software is completely decentralized, meaning that instead of relying on a central location to house information, data is stored on multiple systems spread across a vast amount of locations. Another reason that makes these financial services possible is a large decrease in cost when it comes to additional charges and fees. Individuals that couldn’t afford these fees can now participate in the financial industry.

Jed McCaleb is no stranger to the programming world. He has created eDonkey and Code Collective, two other members of the tech industry. A large portion of McCaleb’s past work experience also dealt with decentralized protocols. This puts McCaleb ahead of the curb when compared to programmers that only got into decentralization when bitcoin became popular. His changes to the standard blockchain code has decreased Stellar‘s transaction time significantly.

The Best Ways To Reach Your Investment Goals In 2018

The year 2018 is hopefully going to be just as powerful for investment returns as was 2017. In order to reach that level though, people need to take some personal responsibility to help maximize their own individual returns.

The Oxford Club, which is a worldwide network of people who simply try to find ways to beat stock market averages have put out some ideas for how to do well in 2018 with your investments.

Save More Money

If only all tips were these easy, life would go just swimmingly. Yes, it is pretty obvious that we all need to save more money, but sometimes a good reminder of this is really called for as a jarring way of bringing ourselves back to reality.

Re-Balance Your Portfolio

Those who were invested for 2017 very likely had a great year of returns (unless they bet against the market for some reason). Given that, it is time to take a look at how we can re-balance portfolios to make them even more appealing for the year ahead. This means taking steps to sell off the stocks that have had a nice run-up. Take the profits from those wins and invest them in the things that have not done as well. That is called re-balancing.

Watch Out For Those Investment Fees

It is really easy to think that you do not have to worry about the costs of your investing, but that is just a recipe for disaster. The true of costs of investing can be enormous, particularly if you let them spiral out of control. A lot of people think they have a great grip on things, but make sure the percentages you are paying to have someone else manage your money are not above market averages. If anything, you want to go with low-fee or no-fee funds if possible.